Volvo Lease Deals

With a Volvo lease you pay to use a new car for a fixed period rather than buying it. You choose your model, then agree an initial rental, a monthly payment, a contract length and an annual mileage. Once your finance application is approved, the car is ordered, you sign (normally E-sign) a finance agreement and the car is allocated for delivery. You make your monthly payments for the length of the agreement, then hand the car back at the end.

It depends on what matters most to you. Leasing gives you a new car for a fixed monthly cost, and you aren’t exposed to the car’s resale value or the job of selling it. The trade-offs are that you never own the car, and you have to stay within an agreed mileage and return it in fair condition. Buying, whether with cash or a finance plan such as PCP, suits drivers who want to own the car, do high or unpredictable mileage, or keep it for many years. Leasing also allows for a much smaller initial outlay, so the cash in the bank earning interest could help offset some of the cost of the lease.  There are more pros and cons to leasing and vehicle ownership.

Volvo Lease deals vary depending on the model you choose, along with the initial payment, contract length and annual mileage.  Some deals are available with a lower initial payment, which you can browse in our no deposit car leasing deals, and our special offers page highlights the best-value cars at the moment. Personal lease prices include VAT, whereas business lease prices are normally shown excluding VAT.

Volvo Lease deals are available directly from Ready2Lease - A 5-Star Customer rated leasing broker in Leicestershire.  

Most lease deals run for 24, 36 or 48 months and longer terms are often available too. Shorter agreements, such as 12 or 18 months, are occasionally available on selected vehicles but are much less common. If you have a particular term in mind, tell us and we’ll check what’s available.

You arrange for the car to be collected and returned to the finance provider, who inspects it for condition and mileage. If it’s within your mileage allowance and meets the fair wear and tear guidelines, there’s normally nothing more to pay. Excess mileage and damage beyond fair wear and tear are charged separately. Many leasing providers use the BVRLA Fair Wear and Tear Guide, although you should always check which standard applies to your agreement. You’re then free to lease another car, or look at one of our in-stock lease deals if you’d like something quickly.

Your monthly rental covers the use of the car for the duration of the agreement and normally includes road tax. Insurance and fuel or charging aren’t included, and servicing is only covered if you add a maintenance package.

Delivery times vary by model, factory build schedules and the finance provider’s process, so it’s best to ask for the current estimate for the car you want. Cars already built or on their way to the UK are usually quicker, and you can see those in our in-stock lease deals. We can also supply customers in Northern Ireland, although collection arrangements differ from mainland UK. Our guide to car leasing in Northern Ireland explains how it works.

You choose an annual mileage when you set up the lease, and it’s built into the monthly price. If you go over your total allowance, you’ll pay an excess mileage charge when the car is returned, at a set pence-per-mile rate shown in your agreement. It’s worth choosing an allowance that reflects your expected mileage, as increasing it at the start of the agreement will generally work out cheaper than paying excess mileage charges when you return the car.

Lease agreements are designed to run for the full contract term, so ending one early can be expensive. The finance provider will calculate an early termination settlement based on the terms of your agreement, which can involve a substantial charge. If you think your circumstances might change, it’s worth talking to us before you commit so we can help you choose a suitable term.

Maintenance isn’t usually included as standard, but you can add a maintenance package to many leases. These can cover servicing, tyres, specified replacement parts and MOT tests, which helps you budget for running costs. A new car’s first MOT is due by the third anniversary of its registration, so MOT cover only matters on longer agreements, depending on when the car was registered and when it goes back. Packages don’t cover accident damage or misuse, and the exact cover and price depend on the vehicle and the provider.

Yes. We offer personal contract hire (PCH) and business contract hire (BCH) on selected models, whether you’re leasing for yourself, through a limited company or as a sole trader. Business applications are assessed by the finance provider, and their requirements differ. Some will only lease to businesses with at least two years’ trading history, while others will consider a newer business if you can supply management accounts, bank statements and a director’s guarantee. Tell us about your business and we’ll check which providers are likely to consider it. All applications are subject to status and approval.

Yes, you can! Ready2Lease are an authorised leasing broker that provides Volvo personal and business lease agreements with free delivery to UK Mainland

For many drivers, yes. A lease fixes your monthly cost and means you aren’t taking on the risk of battery wear or a fall in resale value as the technology moves on. You’ll also want to think about where you’ll charge, whether at home, at work or on public charge points. See our electric car leasing deals to compare the options.  It's worth noting that battery warranties are normally much longer than mechanical warranties.  

Whilst there is no specific time of year that is better or worse in regards to pricing, many people like to aim for March and September, in order to get new registration plates.  There are no other benefit to choosing a particular time of year to order your lease car.